CD Rates

CERTIFICATE TERM MINIMUM DEPOSIT INTEREST RATE ANNUAL PERCENTAGE YIELD
  13 WEEK
  (91 DAY)		 $2,500 .10 .10
  26 WEEK
  182 DAY)		 $2,500 .20 .20
  12 MONTH
  (DAILY)		 $500 .30 .30
  18 MONTH
  (DAILY)		 $500 .35 .35
  24 MONTH
  (DAILY)		 $500 .40 .40
  30 MONTH
  (DAILY)		 $500 .50 .50
Annual Percentage Yields (APY) effective through

January 30, 2012

Some Restrictions May Apply.
A.P.Y. as of This Notice.   Yields Subject to Change.
An early withdrawal penalty may be imposed.
Contact a bank employee for further information regarding applicable fees and terms.
FDIC INSURED

Equal Housing Lender   Member FDIC